PayPal USD (PYUSD): price, chart and where to buy
📋 Index
PayPal USD PYUSD
Ranked 35 by market capPayPal USD price history is temporarily unavailable.
Key figures
| Market cap Price multiplied by the number of units in circulation. | 2,470,584,696 € |
|---|---|
| 24h volume What changed hands in a day. Thin volume makes selling back hard. | 127,727,525 € |
| Fully diluted valuation What the project would be worth if every planned unit already existed. | 2,470,584,696 € |
| Circulating | 2,769,947,588 PYUSD |
| Total supply | 2,769,947,588 PYUSD |
| Maximum supply A hard cap is rare: most cryptocurrencies can issue indefinitely. | No cap |
| 24h range | 0.89 € – 0.89 € |
| All-time high The percentage shows how far today's price sits from that peak. | 0.99 € (-10.23 %) — 13/01/2025 |
| All-time low | 0.82 € — 19/08/2026 |
Where to buy PayPal USD: the real cost of 500 €
| Exchange | You receive | Gap to market | |
|---|---|---|---|
| Gate best price | 561,040402 PYUSD | 0.22 % | See the offer |
| BingX | 560,648701 PYUSD | 0.29 % | See the offer |
| OKX | 560,592692 PYUSD | 0.30 % | See the offer |
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Understanding the role of PayPal USD in modern finance
Imagine a bridge between your traditional bank account and the fast-paced world of blockchain. Have you ever wondered why moving money between these two systems feels so clunky? PayPal USD emerged to solve this exact friction. It functions as a digital dollar, designed to provide stability in a market known for its wild swings. By linking a global payment giant with decentralized technology, it offers a familiar entry point for millions.
Who actually built this asset? The project is a collaboration between PayPal and Paxos Trust Company. Their goal was clear: create a reliable medium for payments and transfers. Unlike volatile assets, this token aims for a steady value. It mirrors the US dollar. This makes it a practical tool for daily commerce. It removes the fear of overnight crashes.
💡 Tip: Always verify the network compatibility of your wallet before transferring PYUSD to ensure the transaction is successful.
A technical look at how the token operates
How does it maintain its peg? The mechanism is straightforward but rigorous. It relies on a 1:1 backing by US dollar deposits and cash equivalents. It operates primarily as an ERC-20 token on the Ethereum blockchain, though it has expanded to other networks like Solana. This choice ensures high liquidity. It allows for seamless integration with existing crypto exchanges and decentralized applications.
Is the supply controlled? Unlike Bitcoin, there is no scarcity by design. The issuance depends entirely on demand. When a user buys the token, new units are minted. When they redeem it for fiat, those units are burned. This elastic supply ensures that the digital representation always matches the actual reserves held.
| Issuer | Paxos Trust Company |
| Maximum supply | No fixed limit |
| Token type | ERC-20 / SPL |
| Backing | US Dollar reserves |
⚠️ Remark: The absence of a maximum supply allows the asset to scale indefinitely based on global payment needs.
Practical uses for the digital dollar today
What is the point of using PYUSD if you already have a bank account? Speed defines the difference. Traditional wire transfers can take days. Crypto transfers happen in minutes. You can send value across borders without high fees. It simplifies the checkout process for merchants. Many users now see it as a safe haven during market turbulence.
Does it have a history? A significant milestone occurred recently. The asset reached its historical high on January 13, 2025. This date marks a peak in its market presence. Beyond simple holding, the token is now a staple in decentralized finance (DeFi) protocols. It allows users to earn rewards or provide liquidity. It bridges the gap between old and new.
🚫 Pitfall: Confusing a stablecoin with a speculative investment is a common error; its value is meant to stay flat, not to grow.
What exactly is PayPal USD and what does it do?
It is a stablecoin pegged to the value of the United States dollar. It facilitates digital payments and peer-to-peer transfers within the blockchain ecosystem. By providing a stable unit of account, it helps users avoid the volatility common in other digital assets.
How is the supply of PYUSD managed?
The token has no fixed limit on its maximum supply. Instead, the total amount in circulation fluctuates based on user demand and the underlying reserves. Every unit is backed by equivalent assets held in custody, ensuring a one-to-one ratio at all times.
Can PYUSD be used outside of the PayPal app?
Yes, it is designed to be compatible with external digital wallets and various crypto exchanges. Because it follows standard blockchain protocols, you can move it to any platform that supports its specific network. This flexibility allows for its use in decentralized finance and international remittances.
