Buy XRP (XRP): compare platforms

XRP XRP
1.11233 € Reference market price

XRP price history is temporarily unavailable.

Price at which the crypto is trading right now on order books, before fees and markups. What this comparison measures is the gap to that reference.

How offers are calculated

We found 62 offers matching your filters

Best price

BloFin

No reviews yet
Not EU authorised
Payment
Credit cardPeer-to-peerCrypto deposit
Products
SpotFuturesCopy trading
Strengths
WithdrawableMobile appAPI access
Ease of use 3.0
Fees 4.2
Support 3.0
Security 3.0
Price of 1 XRP — all fees included 1.11344 € 0.10 % above market
  • Trading fee 0.10 %
  • Price markup the best order book in this comparison: it is the reference 0.00 %
  • Deposit fees 0.00 €
  • Total cost 0.50 €
Get 449,059338 XRP for 500 €

Price quoted in USD and converted to EUR at the market rate.

A young, leveraged-derivatives platform with no MiCA licence. Leverage can wipe out your whole stake very quickly.

Toobit

No reviews yet
Not EU authorised
Payment
Credit cardPeer-to-peerCrypto deposit
Products
SpotFuturesCopy trading
Strengths
WithdrawableMobile appAPI access
Ease of use 2.5
Fees 4.0
Support 2.7
Security 2.5
Price of 1 XRP — all fees included 1.11455 € 0.20 % above market
  • Trading fee 0.00 %
  • Price markup gap to market price, before fees 0.20 %
  • Deposit fees 0.00 €
  • Total cost 1.00 €
Get 448,610978 XRP for 500 €

Price quoted in USDT and converted to EUR at the market rate.

A young, derivatives-focused platform with no MiCA licence: little track record to judge how solid it is.

Ourbit

No reviews yet
Not EU authorised
Payment
Credit cardPeer-to-peerCrypto deposit
Products
SpotFuturesCopy trading
Strengths
WithdrawableMobile appAPI access
Ease of use 2.8
Fees 4.3
Support 2.5
Security 2.5
Price of 1 XRP — all fees included 1.11455 € 0.20 % above market
  • Trading fee 0.00 %
  • Price markup gap to market price, before fees 0.20 %
  • Deposit fees 0.00 €
  • Total cost 1.00 €
Get 448,610978 XRP for 500 €

Price quoted in USDT and converted to EUR at the market rate.

A very young exchange with no MiCA licence: little track record to judge how solid it is.

Bitfinex

No reviews yet
Not EU authorised
Payment
Bank transferSEPA transferCrypto deposit
Products
SpotEarn / StakingFuturesMarginLending
Strengths
WithdrawableMobile appAPI accessCold storage
Ease of use 2.5
Fees 4.8
Support 3.0
Security 3.2
Price of 1 XRP — all fees included 1.11526 € 0.26 % above market
  • Trading fee 0.00 %
  • Price markup gap to market price, before fees 0.26 %
  • Deposit fees 0.00 €
  • Total cost 1.32 €
Get 448,324417 XRP for 500 €

Price quoted in USD and converted to EUR at the market rate.

Plateforme destinée aux utilisateurs avertis : dépôt minimum élevé, vérification d'identité longue et pas d'agrément MiCA. Le trading est sans frais, mais les dépôts et retraits en monnaie sont facturés.

LBank

No reviews yet
Not EU authorised
Payment
Credit cardPeer-to-peerCrypto deposit
Products
SpotFuturesEarn / Staking
Strengths
WithdrawableMobile appAPI access
Ease of use 2.5
Fees 4.0
Support 3.0
Security 3.0
Price of 1 XRP — all fees included 1.11531 € 0.27 % above market
  • Trading fee 0.10 %
  • Price markup gap to market price, before fees 0.17 %
  • Deposit fees 0.00 €
  • Total cost 1.34 €
Get 448,305641 XRP for 500 €

Price quoted in USDT and converted to EUR at the market rate.

No MiCA licence. Lists many new, often volatile cryptos very early. The price shown here is an estimate, as the platform only publishes a last traded price.

Bitrue

No reviews yet
Not EU authorised
Payment
Credit cardPeer-to-peerBank transferCrypto deposit
Products
SpotEarn / StakingFuturesLending
Strengths
WithdrawableMobile appAPI access
Ease of use 2.5
Fees 3.5
Support 2.2
Security 2.5
Price of 1 XRP — all fees included 1.11538 € 0.27 % above market
  • Trading fee 0.10 %
  • Price markup gap to market price, before fees 0.18 %
  • Deposit fees 0.00 €
  • Total cost 1.37 €
Get 448,278789 XRP for 500 €

Price quoted in USDT and converted to EUR at the market rate.

No MiCA licence. Historically focused on the XRP ecosystem, and hacked in April 2023.

Biconomy

No reviews yet
Not EU authorised
Payment
Credit cardPeer-to-peerCrypto deposit
Products
SpotFuturesEarn / Staking
Strengths
WithdrawableMobile appAPI access
Ease of use 2.8
Fees 3.8
Support 2.5
Security 2.8
Price of 1 XRP — all fees included 1.11565 € 0.30 % above market
  • Trading fee 0.10 %
  • Price markup gap to market price, before fees 0.20 %
  • Deposit fees 0.00 €
  • Total cost 1.49 €
Get 448,169529 XRP for 500 €

Price quoted in USDT and converted to EUR at the market rate.

No MiCA licence. Many small, thinly traded cryptos: check the price gap before buying.

BingX

No reviews yet
Not EU authorisedProof of reserves
Payment
Credit cardDebit cardPeer-to-peerBank transferSEPA transferCrypto deposit
Products
SpotFuturesCopy tradingEarn / StakingP2P
Strengths
WithdrawableMobile appAPI accessProof of reservesFrench-speaking support
Ease of use 2.7
Fees 4.2
Support 3.5
Security 3.5
Price of 1 XRP — all fees included 1.11567 € 0.30 % above market
  • Trading fee 0.10 %
  • Price markup gap to market price, before fees 0.20 %
  • Deposit fees 0.00 €
  • Total cost 1.50 €
Get 448,162367 XRP for 500 €

Price quoted in USDT and converted to EUR at the market rate.

No MiCA licence. Known for copy trading, which automatically mirrors other traders' positions: a risky practice that can amplify losses.

WhiteBIT

No reviews yet
MiCA authorisedProof of reserves
Payment
SEPA transferCredit cardDebit cardBank transferPeer-to-peerCrypto deposit
Products
SpotEarn / StakingFuturesMarginLendingP2P
Strengths
WithdrawableMobile appAPI accessProof of reservesBuilt-in wallet
Ease of use 3.5
Fees 4.2
Support 3.2
Security 3.5
Price of 1 XRP — all fees included 1.11573 € 0.31 % above market
  • Trading fee 0.10 %
  • Price markup gap to market price, before fees 0.21 %
  • Deposit fees 0.00 €
  • Total cost 1.52 €
Get 448,138811 XRP for 500 €

7-day average: 0.08 % of market price (168 readings)

An exchange of Ukrainian origin, serving Europe from Lithuania. A proof of reserves is published.

KuCoin

No reviews yet
MiCA authorisedProof of reserves
Payment
SEPA transferCredit cardDebit cardPeer-to-peerBank transferCrypto deposit
Products
SpotEarn / StakingFuturesMarginP2PLendingCopy trading
Strengths
WithdrawableMobile appAPI accessProof of reservesBuilt-in walletRecurring buy
Ease of use 3.0
Fees 4.2
Support 2.7
Security 3.0
Price of 1 XRP — all fees included 1.11574 € 0.31 % above market
  • Trading fee 0.10 %
  • Price markup gap to market price, before fees 0.21 %
  • Deposit fees 0.00 €
  • Total cost 1.53 €
Get 448,133723 XRP for 500 €

Price quoted in USDT and converted to EUR at the market rate.

Few euro markets: most trading happens against USDT, which adds a conversion. European residents are served by the MiCA-licensed European entity.

Binance

No reviews yet
Not EU authorisedProof of reservesTax export
Payment
SEPA transferSEPA InstantCredit cardDebit cardBank transferApple PayGoogle PayCrypto deposit
Products
SpotEarn / StakingFuturesMarginP2PLendingCopy tradingNFT
Strengths
Simple buyWithdrawableMobile appAPI accessProof of reservesRecurring buyCrypto cardBuilt-in walletFrench-speaking supportTax reportCold storage
Ease of use 4.2
Fees 4.0
Support 3.5
Security 4.5
Price of 1 XRP — all fees included 1.11592 € 0.32 % above market
  • Trading fee 0.10 %
  • Price markup gap to market price, before fees 0.22 %
  • Deposit fees 0.00 €
  • Total cost 1.61 €
Get 448,062433 XRP for 500 €

7-day average: 0.00 % of market price (168 readings)

Without a MiCA licence as of 1 July 2026, Binance no longer accepts new customers living in France and has suspended buying, selling, deposits and staking for French accounts. Outside France, check that it is authorised in your country before opening an account.

CoinW

No reviews yet
Not EU authorised
Payment
Credit cardPeer-to-peerBank transferCrypto deposit
Products
SpotFuturesCopy tradingP2P
Strengths
WithdrawableMobile appAPI access
Ease of use 2.5
Fees 3.5
Support 2.5
Security 2.7
Price of 1 XRP — all fees included 1.11602 € 0.33 % above market
  • Trading fee 0.10 %
  • Price markup gap to market price, before fees 0.23 %
  • Deposit fees 0.00 €
  • Total cost 1.66 €
Get 448,019184 XRP for 500 €

Price quoted in USDT and converted to EUR at the market rate.

No MiCA licence and no euro deposits: trading happens against USDT.

OKX

No reviews yet
MiCA authorisedProof of reservesTax export
Payment
SEPA transferSEPA InstantCredit cardDebit cardBank transferApple PayGoogle PayRevolut PayCrypto deposit
Products
SpotEarn / StakingFuturesMarginOptionsP2PLendingCopy tradingNFT
Strengths
Simple buyWithdrawableMobile appAPI accessProof of reservesBuilt-in walletSelf-custodyRecurring buyFrench-speaking supportTax report
Ease of use 4.0
Fees 4.7
Support 4.0
Security 4.2
Price of 1 XRP — all fees included 1.11622 € 0.35 % above market
  • Trading fee 0.10 %
  • Price markup gap to market price, before fees 0.25 %
  • Deposit fees 0.00 €
  • Total cost 1.74 €
Get 447,941889 XRP for 500 €

7-day average: 0.03 % of market price (168 readings)

European residents are served by OKX's European entity, which holds a MiCA licence. The platform regularly publishes a proof of reserves that each customer can check.

MEXC

No reviews yet
Not EU authorisedProof of reserves
Payment
SEPA transferCredit cardDebit cardPeer-to-peerBank transferApple PayGoogle PayCrypto deposit
Products
SpotEarn / StakingFuturesMarginP2PCopy trading
Strengths
WithdrawableMobile appAPI accessProof of reservesBuilt-in wallet
Ease of use 3.5
Fees 4.8
Support 3.0
Security 3.2
Price of 1 XRP — all fees included 1.11676 € 0.40 % above market
  • Trading fee 0.05 %
  • Price markup gap to market price, before fees 0.35 %
  • Deposit fees 0.00 €
  • Total cost 1.98 €
Get 447,724422 XRP for 500 €

7-day average: 0.00 % of market price (168 readings)

Some of the lowest fees on the market, but no MiCA licence: in a dispute, no European regulator can be approached.

XT.com

No reviews yet
Not EU authorised
Payment
Credit cardPeer-to-peerBank transferCrypto deposit
Products
SpotFuturesMarginP2PCopy trading
Strengths
WithdrawableMobile appAPI access
Ease of use 2.5
Fees 3.2
Support 2.5
Security 2.5
Price of 1 XRP — all fees included 1.11678 € 0.40 % above market
  • Trading fee 0.20 %
  • Price markup gap to market price, before fees 0.20 %
  • Deposit fees 0.00 €
  • Total cost 2.00 €
Get 447,713756 XRP for 500 €

Price quoted in USDT and converted to EUR at the market rate.

No MiCA licence and no euro deposits. Many small, thinly traded cryptos: check the price gap before buying.

DigiFinex

No reviews yet
Not EU authorised
Payment
Credit cardPeer-to-peerCrypto deposit
Products
SpotFuturesMarginEarn / Staking
Strengths
WithdrawableMobile appAPI access
Ease of use 2.5
Fees 3.5
Support 2.2
Security 2.5
Price of 1 XRP — all fees included 1.11678 € 0.40 % above market
  • Trading fee 0.20 %
  • Price markup gap to market price, before fees 0.20 %
  • Deposit fees 0.00 €
  • Total cost 2.00 €
Get 447,713756 XRP for 500 €

Price quoted in USDT and converted to EUR at the market rate.

No MiCA licence and no euro deposits: trading happens against USDT.

Bitget

No reviews yet
Not EU authorisedProof of reserves
Payment
SEPA transferCredit cardDebit cardBank transferPeer-to-peerApple PayGoogle PayCrypto deposit
Products
SpotEarn / StakingFuturesMarginCopy tradingP2PLending
Strengths
WithdrawableMobile appAPI accessProof of reservesBuilt-in walletFrench-speaking support
Ease of use 3.5
Fees 4.0
Support 3.0
Security 3.5
Price of 1 XRP — all fees included 1.11682 € 0.40 % above market
  • Trading fee 0.10 %
  • Price markup gap to market price, before fees 0.30 %
  • Deposit fees 0.00 €
  • Total cost 2.01 €
Get 447,700995 XRP for 500 €

7-day average: 0.16 % of market price (168 readings)

No MiCA licence, and the platform is closed to French residents. Elsewhere in the European Union, no European regulator can be approached in the event of a dispute.

Bitvavo

No reviews yet
MiCA authorisedTax export
Payment
SEPA transferSEPA InstantiDEALBancontactCredit cardDebit cardApple PayGoogle PayCrypto deposit
Products
SpotEarn / Staking
Strengths
Simple buyWithdrawableMobile appAPI accessRecurring buyTax reportFrench-speaking supportCold storage
Ease of use 4.2
Fees 3.7
Support 4.0
Security 4.2
Price of 1 XRP — all fees included 1.11684 € 0.41 % above market
  • Trading fee 0.25 %
  • Price markup gap to market price, before fees 0.16 %
  • Deposit fees 0.00 €
  • Total cost 2.02 €
Get 447,690858 XRP for 500 €

7-day average: 0.01 % of market price (168 readings)

A Dutch MiCA-licensed exchange that works entirely in euros, with purchases from €1. Fees fall with your 30-day trading volume.

Gate

No reviews yet
MiCA authorisedProof of reserves
Payment
Credit cardDebit cardPeer-to-peerBank transferSEPA transferCrypto deposit
Products
SpotEarn / StakingFuturesMarginOptionsP2PLendingCopy tradingNFT
Strengths
WithdrawableMobile appAPI accessProof of reservesBuilt-in wallet
Ease of use 3.5
Fees 4.0
Support 3.2
Security 3.5
Price of 1 XRP — all fees included 1.11687 € 0.41 % above market
  • Trading fee 0.20 %
  • Price markup gap to market price, before fees 0.21 %
  • Deposit fees 0.00 €
  • Total cost 2.04 €
Get 447,677988 XRP for 500 €

Price quoted in USDT and converted to EUR at the market rate.

Most trading happens against USDT, so a purchase in euros goes through a conversion. European residents are served by Gate's MiCA-licensed European entity.

Finst

No reviews yet
MiCA authorised
Payment
SEPA transferSEPA InstantiDEALBancontactBank transferCrypto deposit
Products
SpotEarn / Staking
Strengths
Simple buyWithdrawableMobile appRecurring buyFrench-speaking supportCold storage
Ease of use 4.3
Fees 4.8
Support 4.0
Security 4.0
Price of 1 XRP — all fees included 1.11706 € 0.43 % above market
  • Trading fee 0.15 %
  • Price markup gap to market price, before fees 0.28 %
  • Deposit fees 0.00 €
  • Total cost 2.12 €
Get 447,602893 XRP for 500 €

7-day average: 0.07 % of market price (168 readings)

Founded by former DEGIRO executives, with some of the lowest fees in Europe. The price shown is estimated from the published fee schedule.

P2B

No reviews yet
Not EU authorised
Payment
Credit cardBank transferCrypto deposit
Products
Spot
Strengths
WithdrawableMobile appAPI access
Ease of use 2.5
Fees 3.5
Support 2.5
Security 2.5
Price of 1 XRP — all fees included 1.11714 € 0.43 % above market
  • Trading fee 0.20 %
  • Price markup gap to market price, before fees 0.23 %
  • Deposit fees 0.00 €
  • Total cost 2.16 €
Get 447,570716 XRP for 500 €

Price quoted in USDT and converted to EUR at the market rate.

An exchange specialising in small, recently launched cryptos, with no MiCA licence. Many markets are thinly traded, with wide price gaps.

BTSE

No reviews yet
Not EU authorised
Payment
Bank transferCredit cardCrypto deposit
Products
SpotFuturesMarginEarn / Staking
Strengths
WithdrawableMobile appAPI access
Ease of use 3.0
Fees 4.0
Support 3.0
Security 3.2
Price of 1 XRP — all fees included 1.11723 € 0.44 % above market
  • Trading fee 0.20 %
  • Price markup gap to market price, before fees 0.24 %
  • Deposit fees 0.00 €
  • Total cost 2.20 €
Get 447,533632 XRP for 500 €

7-day average: 0.01 % of market price (168 readings)

A derivatives-focused platform with no MiCA licence: no European regulator can be turned to in a dispute.

Poloniex

No reviews yet
Not EU authorised
Payment
Credit cardCrypto deposit
Products
SpotEarn / StakingFuturesMarginLending
Strengths
WithdrawableMobile appAPI access
Ease of use 2.5
Fees 3.5
Support 2.2
Security 2.5
Price of 1 XRP — all fees included 1.11732 € 0.45 % above market
  • Trading fee 0.20 %
  • Price markup gap to market price, before fees 0.25 %
  • Deposit fees 0.00 €
  • Total cost 2.24 €
Get 447,499231 XRP for 500 €

Price quoted in USDT and converted to EUR at the market rate.

No MiCA licence and no euro deposits: purchases are made against USDT. The platform was hacked in November 2023.

Bybit

No reviews yet
MiCA authorisedProof of reservesTax export
Payment
SEPA transferCredit cardDebit cardBank transferApple PayGoogle PayCrypto deposit
Products
SpotEarn / StakingFuturesMarginOptionsP2PCopy tradingLending
Strengths
Simple buyWithdrawableMobile appAPI accessProof of reservesCrypto cardBuilt-in walletRecurring buyFrench-speaking supportTax report
Ease of use 4.0
Fees 4.5
Support 4.0
Security 4.0
Price of 1 XRP — all fees included 1.11764 € 0.48 % above market
  • Trading fee 0.20 %
  • Price markup gap to market price, before fees 0.28 %
  • Deposit fees 0.00 €
  • Total cost 2.38 €
Get 447,37314 XRP for 500 €

7-day average: 0.07 % of market price (168 readings)

European residents are served by Bybit EU, the entity licensed under MiCA in Austria. Some products of the global platform, including certain derivatives, are not offered there.

HTX

No reviews yet
Not EU authorisedProof of reserves
Payment
Credit cardPeer-to-peerBank transferCrypto deposit
Products
SpotEarn / StakingFuturesMarginP2PLending
Strengths
WithdrawableMobile appAPI accessProof of reserves
Ease of use 2.5
Fees 4.0
Support 2.5
Security 3.2
Price of 1 XRP — all fees included 1.11806 € 0.52 % above market
  • Trading fee 0.20 %
  • Price markup gap to market price, before fees 0.31 %
  • Deposit fees 0.00 €
  • Total cost 2.57 €
Get 447,20281 XRP for 500 €

Price quoted in USDT and converted to EUR at the market rate.

No MiCA licence, no euro deposits, and the platform is closed to residents of France, the United Kingdom and the United States. Trading happens against USDT.

MAX Exchange

No reviews yet
Not EU authorised
Payment
Bank transferCrypto deposit
Products
SpotEarn / Staking
Strengths
WithdrawableMobile appAPI access
Ease of use 3.5
Fees 4.5
Support 3.0
Security 3.0
Price of 1 XRP — all fees included 1.11856 € 0.56 % above market
  • Trading fee 0.16 %
  • Price markup gap to market price, before fees 0.40 %
  • Deposit fees 0.00 €
  • Total cost 2.79 €
Get 447,003907 XRP for 500 €

Price quoted in USDT and converted to EUR at the market rate.

Taiwan's leading exchange. Prices in New Taiwan dollars only.

Bitstamp

No reviews yet
MiCA authorisedTax export
Payment
SEPA transferBank transferCredit cardDebit cardApple PayGoogle PayCrypto deposit
Products
SpotEarn / Staking
Strengths
Simple buyWithdrawableMobile appAPI accessRecurring buyCold storageInsured fundsTax report
Ease of use 4.0
Fees 3.5
Support 3.2
Security 4.0
Price of 1 XRP — all fees included 1.11876 € 0.58 % above market
  • Trading fee 0.40 %
  • Price markup gap to market price, before fees 0.18 %
  • Deposit fees 0.00 €
  • Total cost 2.87 €
Get 446,925369 XRP for 500 €

7-day average: 0.01 % of market price (168 readings)

One of the oldest exchanges still operating, founded in 2011 and owned by Robinhood since 2025. Its European entity is licensed under MiCA in Luxembourg.

Bitkub

No reviews yet
Not EU authorised
Payment
Bank transferCrypto deposit
Products
SpotEarn / Staking
Strengths
Simple buyWithdrawableMobile appAPI access
Ease of use 3.5
Fees 3.0
Support 3.0
Security 3.2
Price of 1 XRP — all fees included 1.11895 € 0.60 % above market
  • Trading fee 0.25 %
  • Price markup gap to market price, before fees 0.34 %
  • Deposit fees 0.00 €
  • Total cost 2.96 €
Get 446,846814 XRP for 500 €

Price quoted in USDT and converted to EUR at the market rate.

Thailand's leading exchange, licensed by the Thai SEC. Prices in baht only.

CoinJar

No reviews yet
MiCA authorised
Payment
Bank transferCredit cardDebit cardApple PayGoogle PayCrypto deposit
Products
SpotEarn / Staking
Strengths
Simple buyWithdrawableMobile appAPI accessCrypto cardRecurring buyBuilt-in wallet
Ease of use 4.0
Fees 4.5
Support 3.0
Security 3.5
Price of 1 XRP — all fees included 1.11959 € 0.65 % above market
  • Trading fee 0.10 %
  • Price markup gap to market price, before fees 0.55 %
  • Deposit fees 0.00 €
  • Total cost 3.24 €
Get 446,592371 XRP for 500 €

Price quoted in USD and converted to EUR at the market rate.

Present in Australia and the United Kingdom, with no euro markets.

Upbit

No reviews yet
Not EU authorised
Payment
Bank transferCrypto deposit
Products
SpotEarn / Staking
Strengths
WithdrawableMobile appAPI access
Ease of use 3.0
Fees 4.2
Support 2.2
Security 3.0
Price of 1 XRP — all fees included 1.11992 € 0.68 % above market
  • Trading fee 0.05 %
  • Price markup gap to market price, before fees 0.63 %
  • Deposit fees 0.00 €
  • Total cost 3.39 €
Get 446,460429 XRP for 500 €

Price quoted in USDT and converted to EUR at the market rate.

Reserved for Korean residents with a local bank account: a European visitor cannot open an account.

Coinbase Advanced

No reviews yet
MiCA authorisedTax export
Payment
SEPA transferBank transferCrypto deposit
Products
SpotEarn / StakingFuturesMargin
Strengths
WithdrawableMobile appAPI accessBuilt-in walletTax reportInsured fundsCold storage
Ease of use 3.0
Fees 4.0
Support 4.0
Security 4.5
Price of 1 XRP — all fees included 1.12062 € 0.75 % above market
  • Trading fee 0.60 %
  • Price markup gap to market price, before fees 0.14 %
  • Deposit fees 0.00 €
  • Total cost 3.70 €
Get 446,180088 XRP for 500 €

7-day average: 0.01 % of market price (157 readings)

Coinbase's trading interface, included with any Coinbase account: limit orders and fees that fall as your monthly volume grows.

Crypto.com

No reviews yet
MiCA authorisedProof of reservesTax export
Payment
SEPA transferCredit cardDebit cardBank transferApple PayGoogle PayCrypto deposit
Products
SpotEarn / StakingFuturesMarginNFTLending
Strengths
Simple buyWithdrawableMobile appAPI accessCrypto cardBuilt-in walletRecurring buyProof of reservesFrench-speaking supportTax report
Ease of use 4.5
Fees 3.0
Support 3.5
Security 4.0
Price of 1 XRP — all fees included 1.1208 € 0.76 % above market
  • Trading fee 0.50 %
  • Price markup gap to market price, before fees 0.26 %
  • Deposit fees 0.00 €
  • Total cost 3.78 €
Get 446,108321 XRP for 500 €

7-day average: 0.10 % of market price (168 readings)

The rate shown is that of the trading platform (Crypto.com Exchange). The consumer app applies a much wider spread.

Bit2Me

No reviews yet
MiCA authorisedTax export
Payment
SEPA transferSEPA InstantCredit cardDebit cardBank transferApple PayGoogle PayCrypto deposit
Products
SpotEarn / StakingLendingNFT
Strengths
Simple buyWithdrawableMobile appAPI accessCrypto cardBuilt-in walletRecurring buyTax reportFrench-speaking support
Ease of use 4.3
Fees 4.5
Support 4.0
Security 4.0
Price of 1 XRP — all fees included 1.12086 € 0.77 % above market
  • Trading fee 0.60 %
  • Price markup gap to market price, before fees 0.16 %
  • Deposit fees 0.00 €
  • Total cost 3.81 €
Get 446,087979 XRP for 500 €

7-day average: 0.01 % of market price (168 readings)

Spain's leading exchange, licensed under MiCA. French-language support and a euro order book: one of the few full European alternatives.

Luno simple buy

No reviews yet
Not EU authorised
Payment
SEPA transferBank transferCredit cardDebit cardCrypto deposit
Products
SpotEarn / StakingLending
Strengths
Simple buyWithdrawableMobile appAPI accessRecurring buyBuilt-in wallet
Ease of use 3.5
Fees 2.5
Support 3.0
Security 3.5
Price of 1 XRP — all fees included 1.12173 € 0.85 % above market
  • Trading fee 0.60 %
  • Price markup gap to market price, before fees 0.24 %
  • Deposit fees 0.00 €
  • Total cost 4.19 €
Get 445,741244 XRP for 500 €

Price quoted in USDT and converted to EUR at the market rate.

An easy-to-use platform, mainly present in Africa and South-East Asia. No MiCA licence for residents of the European Union.

BitOasis

No reviews yet
Not EU authorised
Payment
Bank transferCredit cardDebit cardCrypto deposit
Products
Spot
Strengths
Simple buyWithdrawableMobile appAPI accessRecurring buy
Ease of use 3.8
Fees 3.3
Support 3.5
Security 3.8
Price of 1 XRP — all fees included 1.12177 € 0.85 % above market
  • Trading fee 0.58 %
  • Price markup gap to market price, before fees 0.26 %
  • Deposit fees 0.00 €
  • Total cost 4.21 €
Get 445,724135 XRP for 500 €

Price quoted in USDT and converted to EUR at the market rate.

The Gulf's leading exchange, licensed in Dubai. Prices in dirhams and riyals.

Bitso

No reviews yet
Not EU authorised
Payment
Bank transferCashDebit cardCrypto deposit
Products
SpotEarn / StakingLending
Strengths
Simple buyWithdrawableMobile appAPI accessBuilt-in walletRecurring buy
Ease of use 4.0
Fees 3.5
Support 3.0
Security 3.5
Price of 1 XRP — all fees included 1.12269 € 0.93 % above market
  • Trading fee 0.78 %
  • Price markup gap to market price, before fees 0.14 %
  • Deposit fees 0.00 €
  • Total cost 4.62 €
Get 445,357335 XRP for 500 €

Price quoted in USD and converted to EUR at the market rate.

Latin America's leading exchange. No euro markets: it is aimed at residents of Mexico, Argentina, Brazil and Colombia.

Kraken Pro

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MiCA authorisedProof of reservesTax export
Payment
SEPA transferSEPA InstantBank transferCrypto deposit
Products
SpotEarn / StakingFuturesMargin
Strengths
WithdrawableMobile appAPI accessProof of reservesTax reportFrench-speaking supportCold storage
Ease of use 4.5
Fees 3.5
Support 4.2
Security 4.7
Price of 1 XRP — all fees included 1.12367 € 1.02 % above market
  • Trading fee 0.80 %
  • Price markup gap to market price, before fees 0.21 %
  • Deposit fees 0.00 €
  • Total cost 5.05 €
Get 444,970754 XRP for 500 €

7-day average: 0.02 % of market price (168 readings)

Kraken's advanced interface, free with any Kraken account: limit orders and fees that fall with your 30-day volume. Its European entity is licensed under MiCA in Ireland.

WazirX

No reviews yet
Not EU authorised
Payment
Bank transferPeer-to-peerCrypto deposit
Products
SpotP2P
Strengths
WithdrawableMobile appAPI access
Ease of use 3.5
Fees 3.0
Support 2.0
Security 2.0
Price of 1 XRP — all fees included 1.12417 € 1.06 % above market
  • Trading fee 0.40 %
  • Price markup gap to market price, before fees 0.66 %
  • Deposit fees 0.00 €
  • Total cost 5.27 €
Get 444,773193 XRP for 500 €

Price quoted in USDT and converted to EUR at the market rate.

An Indian exchange hit by a major theft in 2024, followed by a lengthy restructuring: check the status of withdrawals before depositing any funds.

Kraken simple buy

No reviews yet
MiCA authorisedProof of reservesTax export
Payment
SEPA transferSEPA InstantBank transferCredit cardDebit cardApple PayGoogle PayCrypto deposit
Products
SpotEarn / Staking
Strengths
Simple buyWithdrawableMobile appRecurring buyTax reportFrench-speaking supportCold storageProof of reserves
Ease of use 3.0
Fees 2.0
Support 3.0
Security 3.7
Price of 1 XRP — all fees included 1.12594 € 1.22 % above market
  • Trading fee 1.00 %
  • Price markup gap to market price, before fees 0.21 %
  • Deposit fees 0.00 €
  • Total cost 6.05 €
Get 444,073635 XRP for 500 €

7-day average: 0.02 % of market price (168 readings)

This is the price of the simple buy button. With the same account, Kraken Pro charges much less for the same order book. Kraken publishes a verifiable proof of reserves.

Ramp Network simple buy

No reviews yet
MiCA authorised
Payment
Credit cardDebit cardSEPA transferBank transferApple PayGoogle Pay
Products
Spot
Strengths
Simple buyWithdrawableSelf-custodyInstant verificationBuy onlyBU
Ease of use 4.5
Fees 2.5
Support 3.5
Security 3.8
Price of 1 XRP — all fees included 1.12605 € 1.23 % above market
  • Trading fee 0.99 %
  • Price markup gap to market price, before fees 0.23 %
  • Deposit fees 0.00 €
  • Total cost 6.10 €
Get 444,028863 XRP for 500 €

7-day average: 0.34 % of market price (168 readings)

A buy gateway: fees of 0.99% by bank transfer up to 3.90% by card are added to the market price. The crypto goes straight to your wallet; you cannot sell back.

Gemini

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MiCA authorised
Payment
Bank transferSEPA transferCredit cardDebit cardApple PayGoogle PayCrypto deposit
Products
SpotEarn / Staking
Strengths
Simple buyWithdrawableMobile appAPI accessCrypto cardRecurring buyInsured fundsCold storage
Ease of use 4.0
Fees 2.0
Support 3.5
Security 4.2
Price of 1 XRP — all fees included 1.12683 € 1.30 % above market
  • Trading fee 1.20 %
  • Price markup gap to market price, before fees 0.09 %
  • Deposit fees 0.00 €
  • Total cost 6.43 €
Get 443,723982 XRP for 500 €

Price quoted in USD and converted to EUR at the market rate.

Left the European Union and the United Kingdom on 6 April 2026: European residents can no longer open an account.

Nexo simple buy

No reviews yet
MiCA authorised
Payment
SEPA transferBank transferCredit cardDebit cardCrypto deposit
Products
SpotEarn / StakingLending
Strengths
Simple buyWithdrawableMobile appCrypto cardRecurring buyFrench-speaking support
Ease of use 4.5
Fees 4.0
Support 4.0
Security 4.0
Price of 1 XRP — all fees included 1.12798 € 1.41 % above market
  • Trading fee 0.20 %
  • Price markup gap to market price, before fees 1.20 %
  • Deposit fees 0.00 €
  • Total cost 6.94 €
Get 443,270438 XRP for 500 €

7-day average: 0.50 % of market price (168 readings)

Plateforme d'épargne et de prêt adossés à des cryptos, avec agrément MiCA depuis juillet 2026. Prêter vos actifs comporte un risque de contrepartie que le rendement affiché ne montre pas.

BISON simple buy

No reviews yet
MiCA authorisedTax export
Payment
SEPA transferBank transferCrypto deposit
Products
SpotEarn / Staking
Strengths
Simple buyWithdrawableMobile appRecurring buyTax reportCold storage
Ease of use 4.5
Fees 3.0
Support 3.8
Security 4.3
Price of 1 XRP — all fees included 1.12993 € 1.58 % above market
  • Trading fee 0.00 %
  • Price markup gap to market price, before fees 1.58 %
  • Deposit fees 0.00 €
  • Total cost 7.79 €
Get 442,506318 XRP for 500 €

7-day average: 0.62 % of market price (168 readings)

Backed by the Stuttgart Stock Exchange. No advertised commission: the platform earns the price spread, around 1.25%. Reserved for residents of Germany and Austria.

Coinmerce simple buy

No reviews yet
MiCA authorised
Payment
SEPA transferiDEALBancontactBank transferCredit cardCrypto deposit
Products
SpotEarn / Staking
Strengths
Simple buyWithdrawableMobile appRecurring buyFrench-speaking support
Ease of use 4.3
Fees 2.8
Support 3.8
Security 3.8
Price of 1 XRP — all fees included 1.13135 € 1.71 % above market
  • Trading fee 0.25 %
  • Price markup gap to market price, before fees 1.46 %
  • Deposit fees 0.00 €
  • Total cost 8.41 €
Get 441,949131 XRP for 500 €

7-day average: 0.75 % of market price (168 readings)

A Dutch MiCA-licensed broker that is easy to use. The price shown is estimated from the published fee schedule.

Bitpanda simple buy

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SEPA transferSEPA InstantCredit cardDebit cardPayPalSkrillNetellerApple PayGoogle PayBancontactKlarnaCrypto deposit
Products
SpotEarn / StakingCFDsLending
Strengths
Simple buyWithdrawableMobile appCrypto cardRecurring buyTax reportFrench-speaking supportInstant verificationBuilt-in wallet
Ease of use 4.2
Fees 2.5
Support 4.0
Security 4.2
Price of 1 XRP — all fees included 1.13199 € 1.77 % above market
  • Trading fee 0.99 %
  • Price markup gap to market price, before fees 0.76 %
  • Deposit fees 0.00 €
  • Total cost 8.69 €
Get 441,699502 XRP for 500 €

7-day average: 0.00 % of market price (168 readings)

A broker: the price shown already includes a spread on top of the stated fees. Twelve currencies are supported, including the Swiss franc and the zloty, with shares and precious metals on the same account.

Trade Republic simple buy

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MiCA authorisedTax export
Payment
SEPA transferSEPA InstantBank transfer
Products
Spot
Strengths
Simple buyMobile appRecurring buyFrench-speaking supportTax reportBuy onlyBU
Ease of use 4.5
Fees 3.3
Support 3.5
Security 4.3
Price of 1 XRP — all fees included 1.13303 € 1.86 % above market
  • Trading fee 0.20 %
  • Price markup gap to market price, before fees 1.66 %
  • Deposit fees 0.00 €
  • Total cost 9.14 €
Get 441,293731 XRP for 500 €

7-day average: 0.55 % of market price (168 readings)

A German bank where crypto is bought like a share: €1 per order plus the market maker's spread. Important: the crypto stays with the custodian and cannot be sent to your own wallet.

SwissBorg simple buy

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SEPA transferSEPA InstantBank transferCredit cardDebit cardApple PayGoogle PayCrypto deposit
Products
SpotEarn / StakingLending
Strengths
Simple buyWithdrawableMobile appRecurring buyFrench-speaking supportTax reportBuilt-in wallet
Ease of use 4.5
Fees 2.8
Support 4.0
Security 4.0
Price of 1 XRP — all fees included 1.13556 € 2.09 % above market
  • Trading fee 0.99 %
  • Price markup gap to market price, before fees 1.08 %
  • Deposit fees 0.00 €
  • Total cost 10.23 €
Get 440,31067 XRP for 500 €

7-day average: 0.62 % of market price (168 readings)

The fee depends on your account tier, which is tied to how many of the platform's tokens you lock: from 1% with no commitment to about 0.25% at the top tier. The price shown here is for the entry tier.

Robinhood simple buy

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Payment
Bank transferDebit cardCrypto deposit
Products
SpotEarn / Staking
Strengths
Simple buyWithdrawableMobile appRecurring buyTax reportBuilt-in wallet
Ease of use 4.8
Fees 2.5
Support 3.0
Security 3.5
Price of 1 XRP — all fees included 1.13583 € 2.11 % above market
  • Trading fee 0.00 %
  • Price markup gap to market price, before fees 2.11 %
  • Deposit fees 0.00 €
  • Total cost 10.35 €
Get 440,207728 XRP for 500 €

Price quoted in USD and converted to EUR at the market rate.

No advertised commission: the platform earns the price spread, about 1.9% on bitcoin when we measured it. Robinhood has also owned Bitstamp since 2025.

Coinbase simple buy

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SEPA transferCredit cardDebit cardPayPalApple PayGoogle PayCrypto deposit
Products
SpotEarn / StakingFuturesNFTLending
Strengths
Simple buyWithdrawableMobile appBuilt-in walletCrypto cardRecurring buyTax reportFrench-speaking supportInsured fundsCold storageSelf-custody
Ease of use 4.0
Fees 3.0
Support 3.5
Security 4.0
Price of 1 XRP — all fees included 1.1364 € 2.16 % above market
  • Trading fee 1.49 %
  • Price markup gap to market price, before fees 0.64 %
  • Deposit fees 0.00 €
  • Total cost 10.59 €
Get 439,985189 XRP for 500 €

7-day average: 0.00 % of market price (154 readings)

This is the price of the simple buy button, spread included. The same account gives access to Coinbase Advanced, which is much cheaper for the same order book.

Uphold simple buy

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Not EU authorised
Payment
SEPA transferBank transferCredit cardDebit cardApple PayGoogle PayCrypto deposit
Products
SpotEarn / Staking
Strengths
Simple buyWithdrawableMobile appRecurring buyCrypto cardBuilt-in wallet
Ease of use 4.3
Fees 2.3
Support 3.3
Security 3.5
Price of 1 XRP — all fees included 1.13788 € 2.30 % above market
  • Trading fee 2.05 %
  • Price markup gap to market price, before fees 0.20 %
  • Deposit fees 0.00 €
  • Total cost 11.23 €
Get 439,415011 XRP for 500 €

7-day average: 0.00 % of market price (168 readings)

No advertised commission: the platform earns the price spread, around 1.7% on bitcoin.

Banxa simple buy

No reviews yet
MiCA authorised
Payment
Credit cardDebit cardSEPA transferBank transferApple PayGoogle Pay
Products
Spot
Strengths
Simple buyWithdrawableSelf-custodyInstant verificationBuy onlyBU
Ease of use 4.3
Fees 1.8
Support 3.0
Security 3.5
Price of 1 XRP — all fees included 1.14258 € 2.72 % above market
  • Trading fee 0.00 %
  • Price markup gap to market price, before fees 2.72 %
  • Deposit fees 0.00 €
  • Total cost 13.24 €
Get 437,605859 XRP for 500 €

7-day average: 1.50 % of market price (168 readings)

A buy gateway: the crypto goes straight to your wallet, and you cannot sell back. The price shown is estimated from the published fee schedule.

eToro simple buy

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MiCA authorisedTax export
Payment
SEPA transferBank transferCredit cardDebit cardPayPalSkrillNetellerApple PayGoogle PayCrypto deposit
Products
SpotEarn / StakingCFDsCopy trading
Strengths
Simple buyWithdrawableMobile appBuilt-in walletRecurring buyFrench-speaking supportTax report
Ease of use 4.5
Fees 2.0
Support 3.8
Security 3.8
Price of 1 XRP — all fees included 1.14276 € 2.74 % above market
  • Trading fee 1.00 %
  • Price markup gap to market price, before fees 1.71 %
  • Deposit fees 0.00 €
  • Total cost 13.32 €
Get 437,537803 XRP for 500 €

7-day average: 0.75 % of market price (168 readings)

A broker: the price shown here is estimated from the market and the published spread. The account is held in dollars, so a euro deposit is converted.

Coinhouse simple buy

No reviews yet
MiCA authorisedTax export
Payment
SEPA transferBank transferCredit cardDebit cardCrypto deposit
Products
SpotEarn / StakingLending
Strengths
Simple buyWithdrawableMobile appFrench-speaking supportTax reportBuilt-in wallet
Ease of use 4.3
Fees 1.8
Support 4.3
Security 4.0
Price of 1 XRP — all fees included 1.14824 € 3.23 % above market
  • Trading fee 0.99 %
  • Price markup gap to market price, before fees 2.21 %
  • Deposit fees 0.00 €
  • Total cost 15.64 €
Get 435,450322 XRP for 500 €

7-day average: 1.49 % of market price (168 readings)

The first provider registered in France, with human support that explains the pricing. Its fees are among the highest we compare. The price shown is estimated from the published fee schedule.

Revolut simple buy

No reviews yet
MiCA authorised
Payment
SEPA transferSEPA InstantBank transferDebit cardCredit cardApple PayGoogle PayRevolut PayCrypto deposit
Products
SpotEarn / Staking
Strengths
Simple buyWithdrawableMobile appRecurring buyCrypto cardFrench-speaking supportBuilt-in wallet
Ease of use 4.8
Fees 2.0
Support 3.5
Security 4.0
Price of 1 XRP — all fees included 1.14838 € 3.24 % above market
  • Trading fee 1.49 %
  • Price markup gap to market price, before fees 1.70 %
  • Deposit fees 0.00 €
  • Total cost 15.70 €
Get 435,39631 XRP for 500 €

7-day average: 0.99 % of market price (168 readings)

A neobank where crypto is just one feature among many. The fee depends on your plan — 1.49% on the free plan. Withdrawing to your own wallet is not possible for every crypto.

Deskoin simple buy

No reviews yet
MiCA authorised
Payment
SEPA transferBank transferCredit cardDebit cardCrypto deposit
Products
Spot
Strengths
Simple buyWithdrawableFrench-speaking supportSelf-custody
Ease of use 4.0
Fees 2.5
Support 3.8
Security 3.5
Price of 1 XRP — all fees included 1.14911 € 3.31 % above market
  • Trading fee 1.50 %
  • Price markup gap to market price, before fees 1.76 %
  • Deposit fees 0.00 €
  • Total cost 16.01 €
Get 435,118155 XRP for 500 €

7-day average: 1.15 % of market price (168 readings)

A French broker whose fee schedule varies with the amount: the real cost depends on how much you invest. The price shown is estimated from the published fee schedule.

BTC Direct simple buy

No reviews yet
MiCA authorised
Payment
SEPA transferiDEALBancontactCredit cardDebit cardBank transferCrypto deposit
Products
Spot
Strengths
Simple buyWithdrawableSelf-custodyFrench-speaking supportRecurring buy
Ease of use 4.3
Fees 2.3
Support 3.8
Security 3.8
Price of 1 XRP — all fees included 1.14997 € 3.38 % above market
  • Trading fee 1.50 %
  • Price markup gap to market price, before fees 1.83 %
  • Deposit fees 0.00 €
  • Total cost 16.37 €
Get 434,792418 XRP for 500 €

7-day average: 1.12 % of market price (168 readings)

A Dutch broker that sends your crypto to your own wallet. French-language support. The price shown is estimated from the published fee schedule.

Coinify simple buy

No reviews yet
MiCA authorised
Payment
Credit cardDebit cardSEPA transferBank transferCrypto deposit
Products
Spot
Strengths
Simple buyWithdrawableSelf-custody
Ease of use 4.0
Fees 1.5
Support 3.3
Security 3.8
Price of 1 XRP — all fees included 1.15263 € 3.62 % above market
  • Trading fee 1.00 %
  • Price markup gap to market price, before fees 2.59 %
  • Deposit fees 0.00 €
  • Total cost 17.48 €
Get 433,791748 XRP for 500 €

7-day average: 1.62 % of market price (168 readings)

A Danish gateway built into several hardware wallets. The price shown is estimated from the published fee schedule.

CEX.IO

No reviews yet
Not EU authorised
Payment
SEPA transferCredit cardDebit cardBank transferApple PayGoogle PaySkrillCrypto deposit
Products
SpotEarn / StakingMarginLending
Strengths
Simple buyWithdrawableMobile appAPI accessRecurring buyInstant verification
Ease of use 4.0
Fees 3.5
Support 3.0
Security 3.2
Price of 1 XRP — all fees included 1.15288 € 3.65 % above market
  • Trading fee 0.25 %
  • Price markup gap to market price, before fees 3.39 %
  • Deposit fees 0.00 €
  • Total cost 17.59 €
Get 433,695652 XRP for 500 €

7-day average: 1.12 % of market price (163 readings)

A long-standing exchange based in the United Kingdom with no MiCA licence: an EU resident cannot turn to a European regulator in a dispute.

Transak simple buy

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Not EU authorised
Payment
Credit cardDebit cardSEPA transferBank transferApple PayGoogle Pay
Products
Spot
Strengths
Simple buyWithdrawableSelf-custodyInstant verificationBuy onlyBU
Ease of use 4.3
Fees 1.8
Support 3.0
Security 3.5
Price of 1 XRP — all fees included 1.16584 € 4.81 % above market
  • Trading fee 2.00 %
  • Price markup gap to market price, before fees 2.72 %
  • Deposit fees 0.00 €
  • Total cost 22.95 €
Get 428,874593 XRP for 500 €

7-day average: 1.49 % of market price (168 readings)

A buy gateway built into many wallets and apps: the crypto goes straight to your wallet, and you cannot sell back. The price shown is estimated from the published fee schedule.

BTC Markets

No reviews yet
Not EU authorisedTax export
Payment
Bank transferDebit cardCrypto deposit
Products
SpotEarn / Staking
Strengths
Simple buyWithdrawableMobile appAPI accessRecurring buyTax report
Ease of use 3.5
Fees 3.0
Support 3.0
Security 3.5
Price of 1 XRP — all fees included 1.1832 € 6.37 % above market
  • Trading fee 0.85 %
  • Price markup gap to market price, before fees 5.47 %
  • Deposit fees 0.00 €
  • Total cost 29.95 €
Get 422,58153 XRP for 500 €

Price quoted in USDT and converted to EUR at the market rate.

Australia's oldest exchange. Prices in Australian dollars only.

MoonPay simple buy

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MiCA authorised
Payment
Credit cardDebit cardSEPA transferBank transferApple PayGoogle PayPayPal
Products
SpotNFT
Strengths
Simple buyWithdrawableSelf-custodyInstant verificationBuy onlyBUFrench-speaking support
Ease of use 4.8
Fees 1.3
Support 3.5
Security 3.8
Price of 1 XRP — all fees included 1.18485 € 6.52 % above market
  • Trading fee 1.00 %
  • Price markup gap to market price, before fees 5.46 %
  • Deposit fees 0.00 €
  • Total cost 30.61 €
Get 421,993905 XRP for 500 €

7-day average: 2.08 % of market price (168 readings)

A buy gateway and the most expensive option we compare: about 4% above the market price when we measured it. Handy for buying by card from a wallet, costly for a large amount.

Mercuryo simple buy

No reviews yet
Not EU authorised
Payment
Credit cardDebit cardSEPA transferApple PayGoogle PayRevolut Pay
Products
Spot
Strengths
Simple buyWithdrawableSelf-custodyInstant verificationBuy onlyBUFrench-speaking support
Ease of use 4.8
Fees 1.5
Support 3.5
Security 3.5
Price of 1 XRP — all fees included 1.20624 € 8.44 % above market
  • Trading fee 3.95 %
  • Price markup gap to market price, before fees 4.16 %
  • Deposit fees 0.00 €
  • Total cost 38.93 €
Get 414,51211 XRP for 500 €

7-day average: 3.95 % of market price (155 readings)

A buy gateway, not an exchange: the crypto goes straight to your wallet with no account to open, but the price includes a margin of about 4% that the stated fees do not show. You cannot sell back.

Price alert

Set an alert and never miss the right moment to enter the market.

We earn a commission on some links on this page. It affects neither the ranking, always based on real cost, nor the information shown.

Understanding the real price when you buy XRP

You decide to buy XRP and the interface shows a specific price. You click, confirm, and suddenly the final amount of tokens received is lower than expected. Why does the math rarely seem to add up for beginners? Navigating the acquisition of XRP requires a clear understanding of the layers between the market price and your wallet.

Decoding the layers of transaction costs

When you look for the most efficient way to buy XRP, the ticker price is just the starting point. Several distinct costs accumulate during the journey. Platform fees represent the most visible layer, often calculated as a percentage of your total order. However, the spread remains the most frequent source of confusion. This is the gap between the highest price a buyer is willing to pay and the lowest price a seller accepts.

Did you check the deposit costs? Depending on whether you use a bank transfer or a credit card, the entry cost varies significantly. Some services offer “free” deposits but apply a higher margin on the asset price itself. This trade-off is often invisible until the final confirmation screen.

⚠️ Note: Many platforms advertise zero commission but instead widen the spread to capture their margin on every transaction.

Why the simplified buy button is a luxury

Most users gravitate toward the “Instant Buy” or “Express” feature. It is fast. It is convenient. Yet, this convenience comes at a structural premium. These interfaces are designed for speed, not for price optimization. They use a proprietary rate that includes a safety buffer for the platform.

How can you avoid this premium? The answer lies in the order book. By using the standard trading interface, you can place limit orders. This allows you to define the exact price you are willing to pay for XRP. You wait for the market to reach your price instead of accepting whatever the platform dictates.

Fee Type Description Visibility
Trading Fee Percentage charged by the platform per execution. High
Spread Difference between the buy and sell market price. Low
Withdrawal Fee Fixed cost to move assets to an external wallet. Medium

💡 Tip: Compare the final checkout price with the current market rate before clicking the final validation button.

Strategies to select the right platform for XRP

Choosing where to buy XRP involves more than just looking at a logo. You must analyze the depth of the order book. High liquidity ensures that large orders do not significantly move the price against you. Furthermore, the regulatory status of the platform provides a layer of security for your funds.

Are you planning to hold your assets on the exchange? If not, withdrawal fees become a critical factor. Some platforms charge a flat fee to move XRP, which can be expensive for small transactions. Always verify the network requirements. XRP transactions often require a destination tag; forgetting this is a common error that leads to lost funds.

🚫 Pitfall: Using the “Quick Swap” feature without checking the conversion rate, which is frequently less favorable than the spot market.

Final steps for a successful acquisition

Efficiency in the crypto market is earned through observation. Focus on platforms that offer transparent fee schedules and robust trading tools. Your goal is to minimize the friction between your capital and your XRP holdings. Transparency remains your best ally. Start with small amounts to test the entire withdrawal process. Success depends on your attention to detail.